Important Update for Savings and Money Market Account withdrawals

Beginning in March, excessive withdrawal fees will be assessed when withdrawal activity exceeds the allowable limits. These fees were temporarily removed in 2020 to offer customers greater flexibility through unlimited transfers. As part of a return to standard account guidelines, the fee structure will be reinstated to help ensure responsible account usage.

View Our Personal Savings Accounts

SAVINGS ACCOUNT

$250.00 Minimum to Open

  • Personal, Business, or Municipal
  • Interest Earned
  • Three Withdrawals per Month
  • $5.00 fee per month if the average balance falls below $250.00
  • $3.00 charge per withdrawal in excess of three per month

Minor Savings

  • $100.00 Minimum to open
  • No monthly fee for minors under 18 years of age
IRA ACCOUNT

$100.00 Minimum

  • Traditional, Roth, or SEP
  • Fixed and Variable Interest Terms
  • Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
  • $10.00 Early Withdrawal Fee will be charged for early withdrawal
CERTIFICATES OF DEPOSIT

Minimum varies on term

  • Personal, Business, or Municipal
  • Terms from 30 days to 5 years
  • Fixed interest rate for the term
  • Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
  • $10.00 fee will be charged for early withdrawal
MONEY MARKET CHECKING

$2,500.00 MONTHLY AVG. BALANCE

  • Personal, Business, or Municipal
  • Earns interest on balances over $2,500.00
  • Limited to 6 debit transactions per month
  • $10.00 fee per month if the average balance falls below $2,500.00
  • $10.00 charge per transaction in excess of six debits per month
HSA ACCOUNT

$250.00 MONTHLY AVG. BALANCE

  • Must have a Qualified Health Plan
  • Interest Earned
  • For Medical Expenses
  • $5.00 fee per month if the average balance falls below $250.00