Checking
ADVANTAGE CHECKING
MONTHLY FLAT FEE $7.00
- No Minimum Balance Required
- Online Statement and/or Paper Statement
- Earn interest with on balances of $1,000.00 or more
- Total Identity Monitoring: Identity monitoring protection service
- Personalized Standard Printed Checks (one order at a time)
- No Charge for Money Orders or Cashier's Checks (up to 5 per month each)
- Shopping, Travel, Attraction and Health Discounts
- Safe Deposit Box: No Charge for One Year and 50% Discount Ongoing
- $20,000.00 AD&D Insurance between Authorized Signers of Account
BASIC CHECKING
MONTHLY FEE $8.00 OR $0.00
- No Minimum Balance Required
- Online Statement (Requires E-Mail)
- Avoid the monthly fee by:
- Maintaining a Monthly Average Balance of $250.00 OR
- One or more monthly Direct Deposit of $250.00 or more OR
- STUDENT SPECIAL Provide us a copy of your enrollment in an accredited school and we will waive the fee for up to 5 years.
CLASSIC CHECKING
MONTHLY FEE $9.00 OR $0.00
- No Minimum Balance Required
- Online Statement and/or Paper Statement
- Avoid the monthly fee by:
- Maintaining a Monthly Average Balance of $500.00 OR
- One or more monthly Direct Deposit of $500.00 or more OR
- SENIOR SPECIAL If you are 62 or older you may request a waiver at any of our locations or in writing.
CLASSIC CHECKING PLUS
MONTHLY FEE $10.00 OR $0.00
- Earn interest on balances of $1,000.00 or more
- Online Statement and/or Paper Statement
- Avoid the monthly fee by:
- Maintaining a Monthly Average Balance of $1,000.00

We are HERE
ADB has been dedicated to serving its customers since the early 1900s with quality customer care. We are local, we are your friends and neighbors, and we are excited to serve you. We are Here to STAY!
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Anniversary Spotlight
Over the past decade, Deb Twyman has been an important part of our ADB team, bringing her skills, expertise, and positive attitude to every project she works on. Deb has many different job responsibilities...
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Career Opportunities
We are currently taking applications for positions in our Texhoma and Guymon locations. We would love for you to join the ADB team!
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