Important Updates regarding your Anchor D Bank savings account(s).

As of January 1, 2026, Anchor D Bank has updated our account types. These updates are designed to better align with today’s banking needs while continuing to provide you with the reliable, personal service you’ve come to expect.

We encourage you to review the new account options by March 1, 2026, and make any changes that best fit your financial needs. If no changes are made by that date, your current account will automatically transition to the new account type that most closely matches your existing features, as explained below.

Our team will also be happy to review the options with you and help determine which account best suits your needs.

As part of our ongoing commitment to providing reliable banking services, we periodically review our account structures and fees to ensure that we are continually delivering the security, technology, and convenience our customers depend on. After a careful evaluation, we will be implementing a small fee adjustment. This change allows us to maintain and improve the tools and resources you rely on—such as enhanced account protection, upgraded digital banking features, and continued personal service at all of our branch locations. Please review the updated Checking Accounts and Fee Schedule below.

These fee updates will go into effect on March 1, 2026. Limits and Fee Disclosure

We appreciate your continued trust in Anchor D Bank and look forward to serving you for many years to come.

Important Update for Savings and Money Market Account withdrawals

Beginning in March, excessive withdrawal fees will be assessed when withdrawal activity exceeds the allowable limits. These fees were temporarily removed in 2020 to offer customers greater flexibility through unlimited transfers. As part of a return to standard account guidelines, the fee structure will be reinstated to help ensure responsible account usage.

View Our Personal Savings Accounts

SAVINGS ACCOUNT

$250.00 Minimum to Open

  • Personal, Business, or Municipal
  • Interest Earned
  • Three Withdrawals per Month
  • $5.00 fee per month if the average balance falls below $250.00
  • $3.00 charge per withdrawal in excess of three per month

Minor Savings

  • $100.00 Minimum to open
  • No monthly fee for minors under 18 years of age
IRA ACCOUNT

$100.00 Minimum

  • Traditional, Roth, or SEP
  • Fixed and Variable Interest Terms
  • Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
  • $10.00 Early Withdrawal Fee will be charged for early withdrawal
CERTIFICATES OF DEPOSIT

Minimum varies on term

  • Personal, Business, or Municipal
  • Terms from 30 days to 5 years
  • Fixed interest rate for the term
  • Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
  • $10.00 fee will be charged for early withdrawal
MONEY MARKET CHECKING

$2,500.00 MONTHLY AVG. BALANCE

  • Personal, Business, or Municipal
  • Earns interest on balances over $2,500.00
  • Limited to 6 debit transactions per month
  • $10.00 fee per month if the average balance falls below $2,500.00
  • $10.00 charge per transaction in excess of six debits per month
HSA ACCOUNT

$250.00 MONTHLY AVG. BALANCE

  • Must have a Qualified Health Plan
  • Interest Earned
  • For Medical Expenses
  • $5.00 fee per month if the average balance falls below $250.00