Savings

SAVINGS ACCOUNT

$100.00 MONTHLY AVG. BALANCE

• Personal, Business or Municipal
• Interest Earned
• Two Withdrawals per Month
• $5.00 fee per month if the average balance falls below $100.00
• $2.00 charge per withdrawal in excess of two per month

MINOR SAVINGS

• No monthly fee for minors under 18 years of age

IRA ACCOUNT

$100.00 MINIMUM

• Traditional, Roth, or SEP
• Fixed and Variable Interest Terms
• Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
• $10.00 Early Withdrawal Fee will be charged for early withdrawal

CERTIFICATES OF DEPOSIT

$1,000.00 MINIMUM

• Personal, Business, or Municipal
• Terms from 6 months to 5 years
• Fixed interest rate for the term
• Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
• $10.00 fee will be charged for early withdrawal

CERTIFICATE OF DEPOSIT SPECIALS

• Super Saver: 1 Month CD - Add to anytime
  
• Stash Your Cash: 6 Month CD - Add to anytime

MONEY MARKET CHECKING

$2,500.00 MONTHLY AVG. BALANCE

• Personal, Business or Municipal
• Earns interest on balances over $2,500.00
• Limited to 6 debit transactions per month
• $10.00 fee per month if the average balance falls below $2,500.00
• $8.00 charge per transaction in excess of six debits per month

HSA ACCOUNT

$250.00 MONTHLY AVG. BALANCE

• Must have a Qualified Health Plan
• Interest Earned
• For Medical Expenses
• $5.00 fee per month if the average balance falls below $250.00