Savings
SAVINGS ACCOUNT
$100.00 MONTHLY AVG. BALANCE
- Personal, Business or Municipal
- Interest Earned
- Two Withdrawals per Month
- $5.00 fee per month if the average balance falls below $100.00
- $2.00 charge per withdrawal in excess of two per month
MINOR SAVINGS
- No monthly fee for minors under 18 years of age
IRA ACCOUNT
$100.00 MINIMUM
- Traditional, Roth, or SEP
- Fixed and Variable Interest Terms
- Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
- $10.00 Early Withdrawal Fee will be charged for early withdrawal
CERTIFICATES OF DEPOSIT
$1,000.00 MINIMUM
- Personal, Business, or Municipal
- Terms from 6 months to 5 years
- Fixed interest rate for the term
- Penalty will be assessed if monies are withdrawn before the end of the term (based on term and maturity date)
- $10.00 fee will be charged for early withdrawal
CERTIFICATE OF DEPOSIT SPECIALS
- Super Saver: 1 Month CD - Add to anytime
- Stash Your Cash: 6 Month CD - Add to anytime
MONEY MARKET CHECKING
$2,500.00 MONTHLY AVG. BALANCE
- Personal, Business or Municipal
- Earns interest on balances over $2,500.00
- Limited to 6 debit transactions per month
- $10.00 fee per month if the average balance falls below $2,500.00
- $8.00 charge per transaction in excess of six debits per month
HSA ACCOUNT
$250.00 MONTHLY AVG. BALANCE
- Must have a Qualified Health Plan
- Interest Earned
- For Medical Expenses
- $5.00 fee per month if the average balance falls below $250.00

We are HERE
ADB has been dedicated to serving its customers since the early 1900s with quality customer care. We are local, we are your friends and neighbors, and we are excited to serve you. We are Here to STAY!
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Anniversary Spotlight
Over the past decade, Deb Twyman has been an important part of our ADB team, bringing her skills, expertise, and positive attitude to every project she works on. Deb has many different job responsibilities...
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Career Opportunities
We are currently taking applications for positions in our Texhoma and Guymon locations. We would love for you to join the ADB team!
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